Files that are already underwritten
Coverage, global cash flow, collateral, tenure and eligibility, computed and shown as arithmetic rather than asserted. If it fails your floor you will see that on the first page, not in week three.
Documents collected before you see it
Two years of business returns, YTD financials, a current debt schedule and an A/R aging where receivables matter. You are not chasing a borrower for a balance sheet.
Redacted until you engage
You price the credit metrics under a codename. Nothing about the borrower's identity reaches you until they approve you by name — which also means no wasted pull on their file, and no wasted read on yours.
Matched, not blasted
Files reach you because they fit your box, your check size, your sector and your geography. A lender that does not lend to a sector is never sent a deal in it.
Tell us your box
What you write, what you will not, your check size, your geography and the name of the person who should receive files. We will send you what fits and nothing that does not.
lenders@midaspartners.aiQuestions
What does it cost a lender?
Nothing to join and nothing to look. Any compensation connected with a transaction is agreed in writing and disclosed to the client in writing.
What size and shape of deal will I see?
Companies with $10M to $100M+ in revenue: refinancings, recapitalizations, acquisition financing and growth capital, across senior, unitranche, asset-based and junior debt.
Do I have to bid blind?
You give a preliminary indication on the credit metrics. That is the point of the process, and it is what makes borrowers willing to run one: the number comes before the relationship, so nobody is anchored. Full diligence happens normally once you are engaged.
How do you decide who sees a file?
Credit box, check size, sector and geography — and the borrower approves you by name before anything identifying reaches you. We will tell you why you were included, and if you tell us your box has changed we will stop sending files that no longer fit.
Raising capital for your own company? Talk to a banker.